BUSINESS LINES OF CREDIT

Flexible Access to Capital
When Your Business Needs It

A business line of credit can provide revolving access to capital for changing operating needs, cash-flow timing and business opportunities.

APPLY NOW
BUSINESS LINE OF CREDIT

Flexible Financing for
Changing Business Needs

A business line of credit provides access to a revolving source of capital that can be used when your business needs additional financial flexibility.

Rather than receiving all available funds at once, a line of credit can provide ongoing access to capital for qualifying business expenses, opportunities and short-term needs.

COMMON USES

A Line of Credit Can Support
Ongoing Business Needs

Businesses may use a line of credit to manage recurring expenses, address cash-flow timing and respond to short-term opportunities as they arise.

01

Cash-Flow Management

Access additional capital to help manage timing differences between incoming revenue and business expenses.

02

Operating Expenses

Support payroll, utilities, inventory and other recurring business operating costs.

03

Inventory Purchases

Access capital to purchase inventory when demand, seasonality or business opportunities require additional stock.

04

Short-Term Opportunities

Respond to business opportunities that require access to capital without disrupting normal operations.

05

Seasonal Needs

Provide additional flexibility during seasonal periods when expenses temporarily increase.

06

Unexpected Expenses

Access additional working capital when unplanned business costs or urgent financial needs arise.

HOW IT WORKS

A Straightforward Path Toward Funding

Our process is designed to help you communicate your financing needs, review potential line-of-credit options and move toward an appropriate solution.

01

Apply

Tell us about your business, requested credit amount and how you plan to use the available capital.

02

Review

Your business information, financing needs and requested credit structure are reviewed.

03

Explore Options

Potential line-of-credit structures are identified based on your business profile, needs and circumstances.

04

Move Forward

Complete the required next steps and proceed toward establishing the credit line if an option is approved.

WHY WAGON WHEEL

Guidance Throughout the
Financing Process

We help businesses understand line-of-credit options with practical guidance, clear communication and a focus on finding financing that fits their operating needs.

01

Clear Communication

Understand the process, requirements and next steps as your financing request moves forward.

02

Flexible Options

Explore revolving financing structures designed around your business needs and circumstances.

03

Practical Guidance

Receive straightforward support designed to help you evaluate available line-of-credit options.

NEED FLEXIBLE ACCESS TO CAPITAL?

Explore a Line of Credit
for Your Business

Tell us about your business, financing needs and desired credit amount, and start exploring line-of-credit options that may fit your goals.