LEGAL

Terms of Use

These Terms of Use govern your access to and use of the Wagon Wheel Capital Group website and the information, services, financing applications, and resources made available through it.

Effective Date: September 7, 2026

These Terms of Use (“Terms”) govern your access to and use of the website operated by Wagon Wheel Capital Group (“Wagon Wheel,” “we,” “us,” or “our”), including any information, forms, financing applications, documents, and related services made available through the website.

By accessing or using this website, submitting an application, or otherwise using our online services, you agree to these Terms. If you do not agree with these Terms, you should not use the website or submit information through it.

1. Acceptance of These Terms

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you are using the website on behalf of a business or other organization, you represent that you have authority to act on behalf of that organization and to provide any information submitted through the website.

If you do not agree to these Terms, you should discontinue use of the website.

2. Website Use

You may use this website only for lawful purposes and in accordance with these Terms.

You agree not to:

  • Use the website for fraudulent, unlawful, misleading, or abusive purposes
  • Submit false, incomplete, or misleading information
  • Attempt to gain unauthorized access to the website, systems, accounts, servers, or data
  • Interfere with or disrupt the operation, security, or availability of the website
  • Introduce malware, malicious code, automated attacks, or other harmful technology
  • Attempt to bypass security measures or access restrictions
  • Use automated tools to scrape, extract, copy, or reproduce website content without authorization
  • Impersonate another person, business, or organization
  • Use the website in any manner that could damage Wagon Wheel Capital Group or third parties

We may restrict or suspend access to the website where we reasonably believe these Terms have been violated.

3. Financing Information and No Guarantee of Approval

Information provided on this website is for general informational purposes and does not constitute a guarantee of financing, credit approval, funding availability, interest rate, repayment terms, or any other financial outcome.

Submitting an application does not guarantee approval.

Financing availability may depend on factors including, but not limited to:

  • Business history and operating performance
  • Revenue and financial condition
  • Requested funding amount
  • Industry and business type
  • Credit and underwriting criteria
  • Information and documentation provided by the applicant
  • Requirements established by financing providers

Any financing offer, approval, terms, fees, repayment obligations, or other conditions will be determined through the applicable review and approval process.

4. Application Information

When submitting a financing application or related documentation, you agree to provide information that is accurate, complete, current, and not misleading.

You represent that you have the authority to provide any business, ownership, financial, identification, banking, or other information submitted through the application.

You are responsible for reviewing your application before submission and promptly notifying us if information provided becomes inaccurate or requires correction.

We may rely on the information and documentation you provide when reviewing, processing, or referring a financing request.

5. User Responsibilities

You are responsible for:

  • Maintaining the accuracy of information you provide
  • Protecting access to your devices, email accounts, and other systems used to interact with our services
  • Reviewing documents, authorizations, disclosures, and agreements before signing or accepting them
  • Ensuring that documents submitted belong to you or that you have permission to provide them
  • Responding to requests for additional information where necessary to process an application
  • Complying with applicable laws and contractual obligations

You should not submit confidential or sensitive information through methods not specifically designated for secure submission.

6. Electronic Communications and Signatures

By submitting information through the website, you consent to receiving communications related to your inquiry or financing application through reasonable electronic methods, including email and electronic document services.

Certain documents, authorizations, disclosures, or agreements may be provided for electronic signature.

Electronic signatures and electronic records may have the same legal effect as physical signatures and paper records where permitted by applicable law.

You are responsible for reviewing any document before electronically signing or accepting it.

7. Third-Party Services and Financing Providers

Wagon Wheel Capital Group may use third-party service providers to support website hosting, application processing, document storage, electronic signatures, communications, analytics, security, and related business functions.

We may also provide application information to financing providers, lenders, funders, or other parties involved in evaluating or fulfilling financing requests.

Third-party services may be subject to separate terms, privacy policies, and operating requirements.

Wagon Wheel Capital Group is not responsible for the availability, security, content, policies, or practices of third-party websites or services that are not under our direct control.

8. Intellectual Property

The website and its content, including text, graphics, branding, logos, page designs, layout, software, and other materials, are owned by or licensed to Wagon Wheel Capital Group unless otherwise indicated.

You may view and use website content for legitimate personal or business purposes related to evaluating or using Wagon Wheel Capital Group services.

You may not, without prior authorization:

  • Copy or reproduce substantial portions of the website
  • Modify, distribute, publish, sell, or commercially exploit website content
  • Use Wagon Wheel Capital Group branding or trademarks without permission
  • Create derivative works based on protected website materials
  • Attempt to reverse engineer website software or proprietary functionality

Nothing in these Terms transfers ownership of intellectual property rights to you.

9. Disclaimer of Warranties

The website and its content are provided on an “as is” and “as available” basis to the extent permitted by applicable law.

We make reasonable efforts to maintain accurate and useful information, but we do not guarantee that:

  • Website content will always be complete, accurate, or current
  • The website will always be available or uninterrupted
  • The website will be free from errors or technical issues
  • Any financing application will result in approval or funding
  • Any particular financing product, provider, rate, or term will be available

You are responsible for evaluating information and determining whether any financing option is appropriate for your business.

10. Limitation of Liability

To the extent permitted by applicable law, Wagon Wheel Capital Group and its owners, employees, representatives, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, or punitive damages arising from or relating to your use of, or inability to use, the website.

This includes losses resulting from:

  • Website interruptions or technical failures
  • Reliance on general website information
  • Third-party services or websites
  • Unauthorized access caused by circumstances outside our reasonable control
  • Decisions made by independent financing providers
  • Failure to receive financing approval or funding

Nothing in these Terms excludes liability that cannot legally be excluded or limited under applicable law.

11. Changes to These Terms

We may revise these Terms periodically to reflect changes to our website, services, business practices, technology, or applicable requirements.

Updated Terms will be posted on this page, and the effective date may be revised.

Your continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by applicable law.

We encourage users to review these Terms periodically.

13. Contact Us

If you have questions regarding these Terms of Use, please contact:

Wagon Wheel Capital Group
Email: deals@wagonwheelcapitalgroup.com
Phone: 609-363-6395
Mailing Address: PO Box 1042, Barnegat, NJ 08005