LEGAL

Privacy Policy

This Privacy Policy explains how Wagon Wheel Capital Group collects, uses, shares, and protects information provided through our website and financing application process.

Effective Date: September 7, 2026

This Privacy Policy explains how Wagon Wheel Capital Group (“Wagon Wheel,” “we,” “us,” or “our”) collects, uses, shares, and protects information provided through our website, financing application process, and related services.

By using our website or submitting information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide when you contact us, request information, submit a financing application, upload supporting documentation, or otherwise interact with our services.

This information may include:

  • Name, email address, telephone number, and other contact information
  • Business name, address, entity type, industry, and other business information
  • Ownership and management information
  • Financing needs, requested funding amounts, and intended use of funds
  • Business financial information, including revenue, banking, and other information provided as part of an application
  • Supporting documents submitted with an application
  • Information required to verify identity, ownership, or application details
  • Electronic signatures and authorization records
  • Communications you send to us

We may also automatically collect limited technical information when you visit our website, such as your IP address, browser type, device type, referring pages, pages visited, and general website usage information.

2. How We Use Information

We may use the information we collect to:

  • Respond to inquiries and provide requested information
  • Receive, review, and process financing applications
  • Evaluate potential financing options
  • Verify information submitted with an application
  • Communicate with applicants regarding an application or requested service
  • Obtain required authorizations and electronic signatures
  • Coordinate with financing providers and other parties involved in evaluating or fulfilling a financing request
  • Maintain records related to applications and customer communications
  • Operate, maintain, secure, and improve our website and services
  • Detect or prevent fraud, misuse, security incidents, or other unlawful activity
  • Comply with applicable legal, regulatory, and contractual requirements

We do not use information submitted through a financing application for purposes unrelated to providing or administering the requested services except where permitted or required by law.

3. Information Sharing

We do not sell personal information submitted through our website or financing application.

We may share information when reasonably necessary to provide our services, including with:

  • Financing providers, lenders, funders, or other financial service providers involved in evaluating a financing request
  • Service providers that support our website, application processing, document storage, electronic signatures, communications, hosting, security, or other business operations
  • Professional advisers, contractors, or vendors where access is necessary to perform services on our behalf
  • Government authorities, regulators, courts, or law-enforcement agencies where disclosure is required by law or necessary to protect our rights

Information may also be disclosed in connection with a merger, acquisition, sale, restructuring, financing, or other transfer involving all or part of our business, subject to applicable legal requirements.

Third parties receiving information may have their own privacy policies and data-handling practices.

4. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure.

Information submitted through our financing application may be processed or stored using secure third-party platforms used for application processing, document management, electronic signatures, hosting, and related business functions.

However, no internet transmission, electronic storage system, or security measure can be guaranteed to be completely secure. You should use care when transmitting sensitive information electronically.

5. Cookies and Website Technologies

Our website may use cookies and similar technologies to support website functionality, remember preferences, improve performance, understand how visitors interact with the website, and maintain website security.

Cookies are small files stored on your device by your browser. Some cookies may be necessary for the website to function properly, while others may support analytics or other website features.

You can generally configure your browser to block or delete cookies. Disabling certain cookies may affect the functionality of portions of the website.

Third-party services integrated into the website may also use cookies or similar technologies in accordance with their own privacy policies.

6. Financing Applications and Supporting Documents

Information submitted through a financing application may include confidential business, financial, ownership, and identification information.

Application information and supporting documents may be processed through third-party systems used by Wagon Wheel Capital Group for application management, document storage, electronic signatures, communications, and financing review.

Information submitted through the application is used for legitimate purposes related to evaluating, processing, administering, and responding to financing requests.

Applicants should only submit accurate information and documents they are authorized to provide.

7. Third-Party Services

Our website and business processes may use third-party services, including platforms for online forms, document storage, electronic signatures, hosting, communications, analytics, and related functionality.

These service providers may process information on our behalf or receive information necessary to provide their services.

Their handling of information is governed by their respective terms, privacy policies, and contractual obligations.

Our website may also contain links to third-party websites. Wagon Wheel Capital Group is not responsible for the privacy practices, security, or content of third-party websites.

8. Data Retention

We retain information for as long as reasonably necessary to:

  • Process and administer financing requests
  • Maintain appropriate business and application records
  • Provide requested services
  • Resolve disputes
  • Prevent fraud or misuse
  • Meet contractual obligations
  • Comply with applicable legal and regulatory requirements

Retention periods may vary depending on the type of information and the purpose for which it was collected.

When information is no longer reasonably required, we may delete, anonymize, or securely dispose of it in accordance with our internal practices and applicable requirements.

9. Your Privacy Choices

You may contact us to request access to, correction of, or deletion of certain personal information we maintain about you, subject to applicable law and legitimate business, legal, contractual, or regulatory retention requirements.

We may need to verify your identity before completing a request.

To submit a privacy-related request, contact us using the information provided below.

10. Children's Privacy

Our website and financing services are intended for businesses and adults and are not directed toward children under the age of 18.

We do not knowingly collect personal information from children through our financing application process.

If we become aware that information from a child has been submitted without appropriate authorization, we may take reasonable steps to delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes to our services, technology, business practices, or applicable requirements.

When changes are made, the revised Privacy Policy will be posted on this page and the effective date may be updated.

We encourage visitors to review this Privacy Policy periodically.

12. Contact Us

If you have questions about this Privacy Policy or how Wagon Wheel Capital Group handles information, please contact us:

Wagon Wheel Capital Group
Email: deals@wagonwheelcapitalgroup.com
Phone: 609-363-6395
Mailing Address: PO Box 1042, Barnegat, NJ 08005